Buying property in Dubai guide

Legal steps to buying property in dubai

Buying property in Dubai guide

A step-by-step guide to buying property in Dubai

We specialise in property for sale in the most sought-after areas of Dubai. We also provide a bespoke Dubai property buying service, making sure you find the right property, for invest or as a home whilst supporting you throughout the buying process.

Living in Dubai

We can help you each and every aspect of relocating to Dubai such as giving advice on where to buy according to your work or lifestyle needs.Closest international schools, health facilities and other necessities which contribute towards a relaxed secure life.

Legal framework

Personnel of any nationality, whether based overseas or a residing in Dubai, can purchase in Dubai’s freehold property market in designated areas. You are not required to hold any type of residency or  permit in order to purchase property. However having a property with a purchase value in excess of 1,000,000 AED, does allow you to apply for a Residential Visa if required.

Leasehold and Freehold property in Dubai

The majority of developments that we sell  are freehold, though there is a mixture of leaseholds available also up to 99 years.


An average property transaction in Dubai can take 30 days to complete from the date on which the Agreement for Sale is signed.


The procedures for purchasing real estate in Dubai is straightforward, for the most part.

Buyer and seller agree terms

A Memorandum of Understanding (MOU) is signed and a deposit (usually 10%) is paid.

The parties meet at the offices of the developer to apply for a No Objection Certificate (‘NOC’) to sell the property.

The developer will usually issue theNo Objection Certificate against a payment of a fee once the developer is satisfied that any amount due to the developer in the form of service charges have been settled in full.

Once theNo Objection Certificate is issued, the partied are able to go to the office of the Dubai Land Department to officially transfer ownership. The Dubai Land Department will insist on payment of the purchase price being made in the form of a manager’s cheque made payable to the seller on the date of transfer. Once formalities are completed, a new title deed will be issued in the name of the buyer.

If the buyer is purchasing with a mortgage then the bank’s involvement will be required. If the seller has a mortgage on the property (usually a resell property ) the buyer is required to settle the seller’s mortgage in full prior to the No Objection Certificate application. This increases the risk for the buyer and means the transaction is more complicated.

Documents Required

Individual Buyer/Joint Buyers:

Original Passport


The following fees will generally apply to the sale and purchase of real estate in Dubai:

No Objection Certificate fees  – these can range between AED 500 and AED 5,000 and are payable to the developer, usually by the seller.

Real Estate Agent’s commission is 2% of the purchase price in the event of resell property.

No commission payable by buyer on off-plan property

Transfer fees /Dubai Land Department fees– these are calculated at 4% of the purchase price with an additional amount (usually on off plan developer take this cost on) paid towards admin fees which currently  is not in excess of AED 5,000 and is paid to the Dubai Land Department. This is sometimes waived by developer.

Mortgage registration fees (if applicable) are calculated at a rate of 0.25% of the registered loan amount and paid to the Dubai Land Department,

Some Developers ask for their annual service charges to be paid in advance and buyers should therefore account for their pro rata share upfront. This is upon completion of the new build.

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